FORECLOSURE

NJ FORECLOSURE DEFENSE | NJ FORECLOSURE ATTORNEY

Defend Your Home in the Foreclosure Process

The potential loss of your home brings fear, uncertainty and stress. Many people believe that they do not have any options available. This is seldom true.  Simon Law Group is at your side.  We will provide you with your options and proven strategies.   These include loan modifications, mediation and asserting technical defenses to foreclosure.  Contact a New Jersey Foreclosure attorney at our New Jersey Office (800)709-1131 to find out how to best defend against the foreclosure.

 We Provide Help at All Stages of the Foreclosure Process

We can provide counseling and help in dealing with your financial problems whether you have not yet fallen behind or if you were already served with a foreclosure complaint.  Speak with a NJ Foreclosure Lawyer today 800-709-1131.

 Doing Nothing Means You Will Automatically Lose

Recent New Jersey Case Law virtually ensures that if your mortgage company obtains a foreclosure judgment before you have filed an Answer, you will lose.   You must be diligent and proactive in order to save your home.   Don’t risk your home; speak with a NJ Foreclosure attorney today 800-709-1131.

 Modification May Include Forgiveness of Part of Your Principal

With foreclosures on the wane and property values rising, banks are less open than before to offer a mortgage modification.  Many people believe that banks are required to offer mortgage modifications to qualified applicants.   The fact is that the modification regulations are quite lengthy and detailed, but they are mostly voluntary.  The investor (the entity that owns your loan) is not compelled to accept mortgage modifications.   While not compelled by the government to accept modifications, the government does offer investors substantial incentives.  The most important is principal forgiveness repayment.   That’s right.  The government will pay the owner of your mortgage to reduce the principal to reflect the fair market value of your home.   You can’t afford to just surrender and give your house back to the bank.   As with any legal matter results vary depending on circumstances.  However, our approach of attacking and defending on all fronts is the best way to deal with the problem.  Ignoring  the problem won’t make it go away.  Don’t delay, call today to speak with a NJ foreclosure attorney to save your home. 800-709-1131